<img alt="" src="https://secure.perk0mean.com/172683.png" style="display:none;">

Becoming a PayFac has never been easier

It’s time to take the power of payments into your own hands, with us right behind you.  Gone are the days where you need to build your own technology stack to operate as a Payment Facilitator or even apply for regulatory licenses. Our licence services, modulised technology and industry-leading expertise in embedded payments will give you all the knowledge, insight and support you need to take control. With Cashflows Shift you can achieve what was previously impossible.

 

 

Competition Payments Mobile Hero Image Competition Payments Mobile Hero Image
visa-logo
Mastercard
AXP_BlueBoxLogo_Alternate_SMALLscale_RGB_DIGITAL_80x80
PayPal
GooglePay
ApplePay
Click-to-pay-icon

Why Becoming a PayFac is Your Next Strategic Move

Evolving from an Independent Software Vendor (ISV) or an ISO to a Payment Facilitator (PayFac) is a game-changer. 

Whilst relying on acquirers in a traditional model can get the job done, it often means giving up control, relying on their technology stack, impacting customer experience and missing out on commercial upside.

By becoming a PayFac Lite, you can get all the benefits of operating as a Payment Facilitator without the heavy upfront cost of building proprietary technology and without the need for licenses from the outset. Suddenly becoming a Payment Facilitator can be a stepping stone approach which you can immediately monetise and as a result, control far more of the customer journey and have more ownership of the merchant. This allows more commercial flexibility, innovation and competitive advantage to ensure you are staying ahead of the market.

 

Arrange a callback

Competitive Pricing
 
Monetise your payments 

Own and monetise more of your payments journey, integrate value-add services and innovate to build your revenue share. 

Partner Focused-1
 
Get to market fast 

Use our regulatory and scheme licenses to rapidly expand your capabilities across the UK and EEA without the upfront cost, risk and time restraints.

Acquirer-1
 
Reduce acquirer reliance

Determine your own risk approach for greater commercial flexibility and create your own compelling customer proposition to put your brand front and centre.

Excellent Customer Service-3
 
Delight your customers

Take closer control of your merchant relationships to deliver the rich, seamless customer experience they deserve.

 

Seize the power to grow your way 

 

Whether you want to maximise your payments potential today or take a first step to becoming a fully-licensed payments facilitator tomorrow,

we help you take the power of payments into your own hands.  

 

PayFac as a Service (PFaaS)

 

  • Streamline onboarding
  • Control the merchants pricing, settlement
  • Own your revenue stream
  • Optimise payments flows
  • Diversify risk

 

PayFac Fully Licensed

 

  • Be in flow of funds
  • Total ownership of your client(s)
  • Total commercial ownership of the merchant
  • Boost an ISV's/ISOs vauation and broaden its aquistion appeal

 

Acquiring Bin Sponsorship


  • Leverage Cashflows' acquiring license
  • Act as an acquirer
  • Total ownership of the payment process
  • No requirement to obtain license

Our customer reviews