Becoming a PayFac has never been easier
It’s time to take the power of payments into your own hands, with us right behind you. Gone are the days where you need to build your own technology stack to operate as a Payment Facilitator or even apply for regulatory licenses. Our licence services, modulised technology and industry-leading expertise in embedded payments will give you all the knowledge, insight and support you need to take control. With Cashflows Shift you can achieve what was previously impossible.




Why Becoming a PayFac is Your Next Strategic Move
Evolving from an Independent Software Vendor (ISV) or an ISO to a Payment Facilitator (PayFac) is a game-changer.
Whilst relying on acquirers in a traditional model can get the job done, it often means giving up control, relying on their technology stack, impacting customer experience and missing out on commercial upside.
By becoming a PayFac Lite, you can get all the benefits of operating as a Payment Facilitator without the heavy upfront cost of building proprietary technology and without the need for licenses from the outset. Suddenly becoming a Payment Facilitator can be a stepping stone approach which you can immediately monetise and as a result, control far more of the customer journey and have more ownership of the merchant. This allows more commercial flexibility, innovation and competitive advantage to ensure you are staying ahead of the market.

Monetise your payments
Own and monetise more of your payments journey, integrate value-add services and innovate to build your revenue share.

Get to market fast
Use our regulatory and scheme licenses to rapidly expand your capabilities across the UK and EEA without the upfront cost, risk and time restraints.

Reduce acquirer reliance
Determine your own risk approach for greater commercial flexibility and create your own compelling customer proposition to put your brand front and centre.

Delight your customers
Take closer control of your merchant relationships to deliver the rich, seamless customer experience they deserve.
Seize the power to grow your way
Whether you want to maximise your payments potential today or take a first step to becoming a fully-licensed payments facilitator tomorrow,
we help you take the power of payments into your own hands.
PayFac as a Service (PFaaS)
- Streamline onboarding
- Control the merchants pricing, settlement
- Own your revenue stream
- Optimise payments flows
- Diversify risk
PayFac Fully Licensed
- Be in flow of funds
- Total ownership of your client(s)
- Total commercial ownership of the merchant
- Boost an ISV's/ISOs vauation and broaden its aquistion appeal
Acquiring Bin Sponsorship
- Leverage Cashflows' acquiring license
- Act as an acquirer
- Total ownership of the payment process
- No requirement to obtain license