Cashflows Shift
Aquiring BIN Sponsorship
Take advantage of all the benefits of being an acquirer in the UK and Europe without the hassle and expense applying for and managing your own card scheme and regulatory licenses. Scale or trade in new markets, operate and partner in the way you want to enjoy acquirer benefits in months not years.
Aquiring your way
Our BIN Sponsorship model allows you to act as an acquirer. Processing can be managed by you, if you have the technology, or by a processing partner.
We set up the BINs/ICAs and manage all relevant card scheme compliance, and outsource our licenses to you, with clear and transparent pricing to support your growth.
Maximise your own technology
Maximise the full
value of your proven technology and enhance your product with integrated value-added services.
Get to market fast
Use our regulatory and scheme licenses to rapidly expand your capabilities across the UK and EEA without the upfront cost, risk and time restraints.
Reduce acquirer reliance
Determine your own risk approach for greater commercial flexibility and create your own compelling customer proposition to put your brand front and centre.
Delight your customers
Take closer control of your merchant relationships to deliver the rich, seamless customer experience they deserve.
Cashflows Shift
Acquiring BIN Sponsorship models
Our BIN Sponsorship model allows you to take greater ownership of payments.
Acquiring BIN Sponsorship
Take advantage of all the benefits of being an acquirer in the UK and Europe without the hassle and expense applying for and managing your own card scheme and regulatory licenses. Scale or trade in new markets, operate and partner in the way you want to enjoy acquirer benefits in months not years.
Get to market rapidly
Seize new opportunities in new markets sectors or territories across the UK and Europe, without costly time restrictions.
Differentiate your brand
Maximise the full value of your proven technology and enhance your product with integrated value-added services.
Scale up your revenue generation
Offer acquirer-like services across multiple distribution channels to maximise your profits and commercial value.
Take control across the payments journey
Enjoy better visibility of end-to-end payments for more control, improved customer experience and higher approval rates.
Support from a genuine partner
We’re committed to your success – here to listen, collaborate and support you with industry-leading expertise and strategic insight to guide your payments journey.
Merchant Acquiring BIN Sponsorship
Realise the full force of your payments estate to grow revenues, deepen customer relationships and maximise commercial value your way. Our new approach to acquiring enables you to take closer control of your payments process to increase your bottom line, innovate more effectively, and enhance your approval rates.
Enjoy commercial freedom
Free yourself from excessive acquirer restrictions for increased agility and innovation and enhance your product with integrated value-added services to set your brand apart.
Reduce costs
Visible pricing with a fixed cost model allows you to reduce costs.
Capitalise on technology
Exploit the full value and innovation potential of market-leading technology.
Enjoy better visibility
Get a clearer view of end-to-end payments for more control across the payments journey.
Acquiring BIN Sponsorship FAQs
What does acquiring BIN sponsor mean?
An acquiring BIN sponsor is a licensed acquirer that lets other organisations process card payments using its acquiring licence and Bank Identification Number (BIN). In short, we provide the regulatory and scheme access so you can act like an acquirer without needing your own direct membership with Visa or Mastercard.
What is the difference between issuing and acquiring BIN sponsorship?
An issuer BIN sponsor allows an organisation to issuer & manage payment cards – examples being a neobank launching a consumer debit card for their customers.
An acquiring BIN sponsor provides access to acquiring — so an organisation can accept and process card payments.
Both involve using an existing company’s licence and scheme membership, but they support opposite sides of a transaction.
How is this different from using a traditional acquirer?
Traditional acquirers handle everything under their own licence. With us, you keep ownership of your brand, merchants, and customer relationships — we simply provide the regulated foundation.
How does this help a PayFac?
You can offer acquiring under your own brand and control, without the cost, complexity, or time involved in becoming a fully licensed acquirer yourself.
How does this work for non-UK/EEA acquirers?
If you’re already an acquirer outside the UK or EEA, you can keep using your existing proprietary technology to process payments but using our license in market — just like our existing customer MSwipe did — without needing local scheme membership.
Who is Aquiring BIN Sponsorship for?
We work with established PayFacs, Payment Companies, Enterprise merchants, and non-UK/EEA acquirers who want to offer acquiring services or expand into the UK and EEA.
What’s the value for large or enterprise merchants?
Enterprise merchants can bring acquiring “in-house”, effectively removing the requirement to have an acquirer process their own payments, reducing costs, gaining more control over payments, and improving the overall customer experience.
What are the risks of acquiring BIN sponsorship?
Acquiring Bin Sponsorship reduces risk across your payments journey. It allows organisations to take more control over payments without a huge financial investment. We also work closely with you to ensure that your compliance, fraud and operational control policies are fit for purpose and appropriate. We work closely with our partners to handle these responsibilities properly and protect both sides.
How long does it take to get set up?
Typically 6 months, which is much quicker journey than becoming a fully-fledged acquirer. As well as reducing your time to market, we can demonstrate significant cost savings securing your own scheme licence(s) and regulation.
Can anyone apply for Bin Sponsorship?
BIN sponsorship is designed for established payment firms, PayFacs, non-EEA acquirers, or large merchants that meet regulatory and operational standards. We assess each applicant’s model, controls, and experience before approval and can work with you if you require additional consultative regulatory support in order to adopt our innovative model.