<img alt="" src="https://secure.perk0mean.com/172683.png" style="display:none;">


About us

We’re redefining the payments industry


Join the team


Cashflows latest press releases


Our Commitment to Sustainability


Support home

Read our help and support documents

Developer support

Support documents and API's for integrating to Cashflows

Contact support

Contact us for customer support



Read all our latest posts

Case studies

Read about how we help our customers transform their businesses

Research papers

Read our latest research papers


Our Team

Our highly experienced team have decades of payment specific expertise and are dedicated to modernising the payments ecosystem for the better.

Simon Haslam

Simon Haslam joined Cashflows as Chairman in August 2021. A seasoned industry veteran, Simon has over 40 years of experience in developing and growing payments solutions and financial services businesses. Prior to joining Cashflows, Simon was Group Chief Executive Officer at Network International, where he led the company’s transformation to become the largest payment solutions provider in the Middle East and Africa, which included their premium listing IPO on the LSE, which at the time of listing was the largest ever IPO from an EMEA based company and President and CEO at Elavon, where he successfully presided over the company’s expansion into Europe and Latin America. Simon has also held executive leadership roles at Citigroup, HSBC and Midland Bank.

Helen Smith

Helen has over 20 years’ experience leading company-wide transformations for some of the world’s largest tech and payments businesses - with a proven track record in the design and execution of successful operating strategies, digital transformations and performance improvement initiatives. Most recently Helen was Chief Operating Officer at Earthport PLC where she was responsible for a scaling strategy that ultimately led to the successful sale of the company to Visa in May 2019. Helen has held previous executive-level positions at Visa, Centrica, Hutchison 3G, and Logica.

Julian Leigh

Julian joined Cashflows as Chief Financial Officer in February 2018, responsible for Cashflows financial operations and human resources. He has spent most of his career in the financial services and digital sectors, having worked at HSBC, PartyGaming and the Kalixa Payments Group. Prior to joining Cashflows Julian was the Chief Financial Officer at RationalFX and Xendpay.

Paul Clarke
Paul Clarke

Paul Clarke has a wealth of experience in the payments, eCommerce, and digital sector, having, prior to Cashflows, been the Executive Vice President for Product and Innovation at international payments solutions provider, Network International. Previously, Paul has held leadership positions at key payment organisations such as Barclaycard, Elavon, and Worldpay, building and developing high- performing teams and leading business and digital transformation.

Connect on LinkedIn

Ten years of helping your cash flow

In 2010 the Cashflows brand was created. Following authorisation from the FCA as an electronic money institution in 2011, we became one of the first independent UK payments institutions to be accepted as a principal member of both Visa and Mastercard. We’ve been offering merchant account services to customers across the European Economic Area (EEA) ever since.

From the beginning, Cashflows has made a significant investment in infrastructure to deliver an industry-leading payments platform. Our cloud-based solution is highly cost-effective, fast, scalable and secure.

We’re not a one-size-fits-all payments processor. We value partnership and our growth has been fuelled by our willingness to adapt to customer needs and our ability to partner for success. It’s these philosophies that helped us get onto the Fast Track 100 ladder in 2018.

Cashflows has continued to invest heavily in people, including targeted appointments from key players in the industry.


Our purpose



Pollen Street Capital

Private equity fund manager Pollen Street Capital is a majority investor in Cashflows. Pollen Street Capital focuses on investing in high-quality businesses operating within the financial services sector. A benefit of being part of the Pollen Street Capital portfolio is access to PSC’s hub network, a trusted resource for partner companies to leverage synergies, facilitate innovation and share best practice in a fast-changing environment.

Aryza is a global provider of case management and process automation software solutions for regulated industries, serving insolvency practitioners, lenders, and regulators.


Online auction platform for residential and commercial property.


Full-service platform for corporate motor insurance in Poland.

Bik brokers

Ireland's fastest growing specialist business lender - enabling SMEs to grow.

Capital Flow

Rapidly-growing lending-as-a-service (LaaS) provider, deploying an award-winning digital proposition for banks and financial institutions


Leading specialist provider of international payments.


Freedom Finance is a leading digital lending marketplace in the UK with 2m annual customers.


Kingswood is a fast growing integrated wealth management business offering bespoke wealth planning and investment management solutions to over 16,000 clients.


Markerstudy is a leading multi-channel, technology-led UK personal lines insurance platform. Markerstudy has a strong competitive position, with a broad product offering and differentiated technology platform.


Oplo is a fast growing diversified consumer lender providing home loans, personal loans and car finance.


Pacific Fund Systems is a leading provider of fund administration software systems to third-party fund administrators, offering a single, end-to-end system across the full spectrum of fund administration disciplines.

Pacific Fund Systems

UK challenger bank providing best-in-class products and services to over 100,000 customers.

Shaw Brook Bank

Tandem Bank is a green digital bank offering mortgages, credit cards and savings products in the UK.


Validis is a pioneering technology business focused on the extraction, standardisation and transfer of SME accounting data.


Interested in starting your career at Cashflows

Freedom to innovate from the customer forwards

Want to know more about partnering with us?

Backing you with our slick risk management and on-boarding

Interested in starting your career at Cashflows

Freedom to innovate from the customer forwards

Want to know more about partnering with us?

Backing you with our slick risk management and on-boarding