---
title: Payment Solutions for Insurance | Cashflows
description: Increasing productivity and focus on customer experiences are increasingly important to compete in insurance. Let us show you how payments can help.
---
[ ](https://www.cashflows.com)
- Products
- [ Payment Processing ](https://www.cashflows.com/solutions/payment-processing)
#### [Payment Processing](https://www.cashflows.com/solutions/payment-processing)
Fast, secure, easy - card processing to support your business
#### [Anytime Settlement Get access to your funds within hours](https://www.cashflows.com/solutions/anytime-settlement)
#### [Account Updater Automatically update lost or stolen card details](https://www.cashflows.com/solutions/account-updater)
#### [Direct Send Pay out to card in minutes](https://www.cashflows.com/solutions/instant-payout)
#### [3D Secure V2.2 Get ready for two-factor authentication](https://www.cashflows.com/solutions/3d-secure)
#### [Network Tokens Revolutionizing digital transactions](https://www.cashflows.com/solutions/network-tokens)
- [ In-Person Payments ](https://www.cashflows.com/solutions/point-of-sale)
#### [In-Person Payments](https://www.cashflows.com/solutions/point-of-sale)
All you need for taking card payments in person
#### [SUNMI P3 Seamless, secure and speedy payments](https://www.cashflows.com/solutions/sunmi-p3)
#### [SUNMI P2 SE Smart POS with the power of Android](https://www.cashflows.com/solutions/sunmi-p2-se)
#### [SUNMI P3 Mix All-in-one POS solution for business](https://www.cashflows.com/solutions/sunmi-p3-mix)
#### [Countertop card machine Castles Vega Countertop specifications](https://www.cashflows.com/countertop-card-machine)
#### [Mobile card machine Castles Vega 3000 Mobile specifications](https://www.cashflows.com/mobile-card-payment-machine)
#### [Smart POS card machine Castles Saturn 1000 F2 specifications](https://www.cashflows.com/smart-pos-card-machine)
#### [Compare Card Machines Compare our latest card machines](https://www.cashflows.com/compare-card-machines)
- [ Payment Gateway ](https://www.cashflows.com/solutions/online-payments)
#### [Payment Gateway](https://www.cashflows.com/solutions/online-payments)
Start taking payments online today
#### [Hosted Checkout Easy, secure and compliant payments for your website](https://www.cashflows.com/solutions/hosted-checkout)
#### [Virtual Terminal Phone payments made easy for your team](https://www.cashflows.com/solutions/virtual-terminal)
#### [Pay by Link Take card payment on invoices and emails](https://www.cashflows.com/solutions/pay-by-link)
#### [Cashflows Portal Access to your data and payment tools in real-time](https://www.cashflows.com/solutions/cashflows-portal)
#### [Click to Pay The revolutionary digital wallet](https://www.cashflows.com/solutions/click-to-pay)
- [ Fast Onboarding ](https://www.cashflows.com/solutions/fast-onboarding)
#### [Fast Onboarding](https://www.cashflows.com/solutions/fast-onboarding)
A game-changing tool that puts you in control of your customer applications
- [ Omnichannel ](https://www.cashflows.com/solutions/omnichannel)
#### [Omnichannel](https://www.cashflows.com/solutions/omnichannel)
Take payments wherever your customers shop
- [ Cashflows Advance ](https://www.cashflows.com/solutions/cashflows_advance)
#### [Cashflows Advance](https://www.cashflows.com/solutions/cashflows_advance)
Alternative business financing
- [ Solutions for sectors ](https://www.cashflows.com/solutions/solutions-for-sectors)
#### [Solutions for sectors](https://www.cashflows.com/solutions/solutions-for-sectors)
Your industry supported with card payments
#### [Retailer payment systems Retail payment solutions to support your business.](https://www.cashflows.com/solutions/retail)
#### [Insurance payment processing Seamless payment processing for Insurance, Brokers and MGA's.](https://www.cashflows.com/solutions/insurance)
#### [Financial services payment solutions From recurring billing, to payout, we’re ready to support you.](https://www.cashflows.com/solutions/financial-services)
#### [Veterinary payment systems Payments you can trust to help your business grow.](https://www.cashflows.com/solutions/vets)
#### [Dental payment systems Seamless and secure systems for dental payments.](https://www.cashflows.com/dental-payment-systems-cashflows)
- [Partner with us ](https://www.cashflows.com/solutions/partnership-opportunities)
- [Shift ](https://www.cashflows.com/shift)
- About
- Resources
- Support
- [Developers ](https://developer.cashflows.com/)
[ Login ](https://www.cashflows.com/login)
[ Contact sales ](https://www.cashflows.com/contact)
****
- Products
- [
#### Payment Processing
Fast, secure, easy - card processing to support your business
](https://www.cashflows.com/solutions/insurance#Payment-Processing)
- [
#### In-Person Payments
All you need for taking card payments in person
](https://www.cashflows.com/solutions/insurance#In-Person-Payments)
- [
#### Payment Gateway
Start taking payments online today
](https://www.cashflows.com/solutions/insurance#Payment-Gateway)
- [
#### Fast Onboarding
A game-changing tool that puts you in control of your customer applications
](https://www.cashflows.com/solutions/fast-onboarding)
- [
#### Omnichannel
Take payments wherever your customers shop
](https://www.cashflows.com/solutions/insurance#Omnichannel)
- [
#### Cashflows Advance
Alternative business financing
](https://www.cashflows.com/solutions/cashflows_advance)
- [
#### Solutions for sectors
Your industry supported with card payments
](https://www.cashflows.com/solutions/insurance#Solutions-for-sectors)
- Partner with us
- Shift
- About
- Resources
- Support
- [Developers ](https://developer.cashflows.com/)
[ Login ](https://www.cashflows.com/login)
[ Contact sales ](https://www.cashflows.com/contact)
Back
[
#### Payment Processing
Fast, secure, easy - card processing to support your business
](https://www.cashflows.com/solutions/payment-processing)
##### Features
#### [Anytime Settlement Get access to your funds within hours](https://www.cashflows.com/solutions/anytime-settlement)
#### [Account Updater Automatically update lost or stolen card details](https://www.cashflows.com/solutions/account-updater)
#### [Direct Send Pay out to card in minutes](https://www.cashflows.com/solutions/instant-payout)
#### [3D Secure V2.2 Get ready for two-factor authentication](https://www.cashflows.com/solutions/3d-secure)
#### [Network Tokens Revolutionizing digital transactions](https://www.cashflows.com/solutions/network-tokens)
Back
[
#### In-Person Payments
All you need for taking card payments in person
](https://www.cashflows.com/solutions/point-of-sale)
##### Features
#### [SUNMI P3 Seamless, secure and speedy payments](https://www.cashflows.com/solutions/sunmi-p3)
#### [SUNMI P2 SE Smart POS with the power of Android](https://www.cashflows.com/solutions/sunmi-p2-se)
#### [SUNMI P3 Mix All-in-one POS solution for business](https://www.cashflows.com/solutions/sunmi-p3-mix)
#### [Countertop card machine Castles Vega Countertop specifications](https://www.cashflows.com/countertop-card-machine)
#### [Mobile card machine Castles Vega 3000 Mobile specifications](https://www.cashflows.com/mobile-card-payment-machine)
#### [Smart POS card machine Castles Saturn 1000 F2 specifications](https://www.cashflows.com/smart-pos-card-machine)
#### [Compare Card Machines Compare our latest card machines](https://www.cashflows.com/compare-card-machines)
Back
[
#### Payment Gateway
Start taking payments online today
](https://www.cashflows.com/solutions/online-payments)
##### Features
#### [Hosted Checkout Easy, secure and compliant payments for your website](https://www.cashflows.com/solutions/hosted-checkout)
#### [Virtual Terminal Phone payments made easy for your team](https://www.cashflows.com/solutions/virtual-terminal)
#### [Pay by Link Take card payment on invoices and emails](https://www.cashflows.com/solutions/pay-by-link)
#### [Cashflows Portal Access to your data and payment tools in real-time](https://www.cashflows.com/solutions/cashflows-portal)
#### [Click to Pay The revolutionary digital wallet](https://www.cashflows.com/solutions/click-to-pay)
Back
[
#### Fast Onboarding
A game-changing tool that puts you in control of your customer applications
](https://www.cashflows.com/solutions/fast-onboarding)
Back
[
#### Omnichannel
Take payments wherever your customers shop
](https://www.cashflows.com/solutions/omnichannel)
##### Features
Back
[
#### Cashflows Advance
Alternative business financing
](https://www.cashflows.com/solutions/cashflows_advance)
Back
[
#### Solutions for sectors
Your industry supported with card payments
](https://www.cashflows.com/solutions/solutions-for-sectors)
##### Features
#### [Retailer payment systems Retail payment solutions to support your business.](https://www.cashflows.com/solutions/retail)
#### [Insurance payment processing Seamless payment processing for Insurance, Brokers and MGA's.](https://www.cashflows.com/solutions/insurance)
#### [Financial services payment solutions From recurring billing, to payout, we’re ready to support you.](https://www.cashflows.com/solutions/financial-services)
#### [Veterinary payment systems Payments you can trust to help your business grow.](https://www.cashflows.com/solutions/vets)
#### [Dental payment systems Seamless and secure systems for dental payments.](https://www.cashflows.com/dental-payment-systems-cashflows)
# Seamless insurance payment processing
###### Increasing productivity and providing seamless customer experiences are becoming more important when it comes to competing in the insurance space. Delivering hassle-free, reliable payments, with the choice that your customers deserve, is what we’re good at. Backed by Pollen Street Capital, and offering dedicated relationship management, let us show you how payments can benefit your business.
[ Contact Sales ](https://www.cashflows.com/contact)
[Trustpilot](https://uk.trustpilot.com/review/www.three.co.uk)
 
### Everything you need
Our solutions are easy to integrate and tailored to your company’s needs, giving you flexibility and choice. Services including Instant Payout and account updater, reduce the need to chase customers for updates, increasing the efficiency of your team.
##### Unbeatable service
We act as an extension of your company, taking a collaborative approach to our service. Our dedicated relationship managers will ensure your business gets the attention it needs from our experts.
##### Comprehensive data
Get the data you need to drive efficiency, using comprehensive real-time reporting and transactional insights.
##### Account updater
Automatically update lost or stolen or expired customer card details. Ditch the lengthy, costly inconvenience of chasing updates by phone.
### Improve your payment experience
##### Multiple ways to pay
We can offer your customers multiple ways to pay, including Apple Pay, Google Pay, Click to Pay, over the phone, and Pay by Link, ensuring customers can complete their purchases easily.
##### Instant Payout
We provide instant pay-outs, improving efficiency and meeting the expectations of today’s customers. Reduce manual processes and make reconciliation easier with a touch of a button.
##### Omnichannel
Deliver payments how, when, and where your customers want them, increasing conversions and customer retention.
*"Cashflows worked with flexibility and dedication, collaborating closely to produce a payments solution that was perfect for our customers. We were fully supported as we moved to a new way of integrating and now have the payments tool to future-proof our business."*
**- Deputy Group Head of IT, Markerstudy Group**
*"Cashflows worked with flexibility and dedication, collaborating closely to produce a payments solution that was perfect for our customers. We were fully supported as we moved to a new way of integrating and now have the payments tool to future-proof our business."*
**- Deputy Group Head of IT, Markerstudy Group**
### FAQs
### How do I qualify for this advance?
Through our partnership with Recap, we bring you Cashflows Advance. This advance is a pre-approved offering, based off your daily card revenue. We analyse your anonymous financial data and if you are eligible, you will be made an offer. Once you receive your offer (via email or text,) you will need to complete Recap’s quick and easy user journey to finalise your details and accept the funding. No additional paperwork or hassle.
Typically, you need to meet the following minimum criteria to be considered for an offer:
1. You are an active business with healthy turnover.
2. You’ve been trading for a minimum of 6 months.
3. Your turnover is at least £1,500 per month.
### What can I do with this advance?
That answer is simple; whatever you please. But in case you’re unsure, here are some ideas:
- Increase cash flow
- Renovate or expand your premises
- Purchase more stock
- Hire more staff
- Upgrade equipment
- Increase marketing activities
- Improve your website
- Expand the markets or sectors you are operating in
- As a credit facility
### Do you require collateral?
No collateral is required. This is not like a normal bank loan; it is unrestricted and unsecured. Meaning that you do not have to pledge any assets to be eligible for this product.
**What is collateral? **
Collateral is an asset (something with value such as a house, car, jewellery) that a borrower pledges as security against a loan.
### Why choose Cashflows Advance?
- This advance is offered through your already trusted platform, Cashflows
- You can receive the funding Same day or 24 hours
- Your advance is made to fit the needs of your business to help you scale, grow or secure your business
### How are fees calculated?
The one-off fee is calculated depending on the advance amount and the estimated term, which are chosen during the application process.
Estimated Term – A “term” is the repayment period for a loan or other credit product.
Since your payments are linked to your sales (Remember, there are no fixed monthly payments!), your term will change (get longer or shorter) depending on how you trade. If you trade down for a month, and make less sales, you will pay back less, which means you will take longer to pay back the advance (increasing the term).
### What is a pre-approved offer?
Each offer has already been calculated using anonymous financial data from Cashflows. This means that your offer is pretty much guaranteed. There will be no changes to your offer amount unless you would like to take a smaller advance or adjust your term during the application process.
### Can I really get this advance in just a day or two?
Yes! Your advance could be in your account in as little as 24 hours!
### Do you allow early settlements?
Yes, we do allow early settlements and merchants can receive a discount on the initial fee too. The majority of merchants prefer to keep their advance facility open and benefit from access to a revolving funding facility.
### Do I pay interest?
No, the fee on the advance is calculated upfront as a percentage of the advance value. This fee is fixed and there are no hidden fees or extra costs.
### Am I able to access more funding?
Once merchants obtain initial funding, the process of obtaining additional funding becomes even easier. Cashflows offers re-advances once a certain amount of the current advance has been paid back. As soon as your re-advance is available, you will be contacted.
#### Knowledge
[View all](https://www.cashflows.com/blog)
[How to get the most out of your reporting](https://www.cashflows.com/blog/how-to-get-the-most-out-of-your-reporting)
06 Jun 2024• 5 min [Insights](https://www.cashflows.com/news-and-announcements) [Featured](https://www.cashflows.com/news-and-announcements) [Troubleshooting Pain Points Series](https://www.cashflows.com/news-and-announcements)
[How to make payments integrations easier for your business](https://www.cashflows.com/blog/how-to-make-payments-integrations-easier-for-your-business)
04 Apr 2024• 5 min [Insights](https://www.cashflows.com/news-and-announcements) [Featured](https://www.cashflows.com/news-and-announcements) [Troubleshooting Pain Points Series](https://www.cashflows.com/news-and-announcements)
[How insurance brokers can use payments to boost their business in 2024](https://www.cashflows.com/blog/how-insurance-brokers-can-use-payments-to-boost-their-business-in-2024)
29 Feb 2024• 5 min [Insights](https://www.cashflows.com/news-and-announcements) [Featured](https://www.cashflows.com/news-and-announcements) [Insurance](https://www.cashflows.com/news-and-announcements)
## Our customer reviews
[Trustpilot](https://uk.trustpilot.com/review/cashflows.com)
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Typically, you need to meet the following minimum criteria to be considered for an offer:
- You are an active business with healthy turnover.
- You’ve been trading for a minimum of 6 months.
- Your turnover is at least £1,500 per month.
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- Renovate or expand your premises
- Purchase more stock
- Hire more staff
- Upgrade equipment
- Increase marketing activities
- Improve your website
- Expand the markets or sectors you are operating in
- As a credit facility
"
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- Your advance is made to fit the needs of your business to help you scale, grow or secure your business
"
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Estimated Term – A “term” is the repayment period for a loan or other credit product.
Since your payments are linked to your sales (Remember, there are no fixed monthly payments!), your term will change (get longer or shorter) depending on how you trade. If you trade down for a month, and make less sales, you will pay back less, which means you will take longer to pay back the advance (increasing the term).
"
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},
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"@type": "Question",
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"
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"
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```