---
title: ISV Payments Partner | Intergrated Software Vendor | Cashflows
description: Partnering with Cashflows enables the businesses using your platform or services to accept payments simply, securely, and reliably.
---
[ ](https://www.cashflows.com)
- Products
- [ Payment Processing ](https://www.cashflows.com/solutions/payment-processing)
#### [Payment Processing](https://www.cashflows.com/solutions/payment-processing)
Fast, secure, easy - card processing to support your business
#### [Anytime Settlement Get access to your funds within hours](https://www.cashflows.com/solutions/anytime-settlement)
#### [Account Updater Automatically update lost or stolen card details](https://www.cashflows.com/solutions/account-updater)
#### [Direct Send Pay out to card in minutes](https://www.cashflows.com/solutions/instant-payout)
#### [3D Secure V2.2 Get ready for two-factor authentication](https://www.cashflows.com/solutions/3d-secure)
#### [Network Tokens Revolutionizing digital transactions](https://www.cashflows.com/solutions/network-tokens)
- [ In-Person Payments ](https://www.cashflows.com/solutions/point-of-sale)
#### [In-Person Payments](https://www.cashflows.com/solutions/point-of-sale)
All you need for taking card payments in person
#### [SUNMI P3 Seamless, secure and speedy payments](https://www.cashflows.com/solutions/sunmi-p3)
#### [SUNMI P2 SE Smart POS with the power of Android](https://www.cashflows.com/solutions/sunmi-p2-se)
#### [SUNMI P3 Mix All-in-one POS solution for business](https://www.cashflows.com/solutions/sunmi-p3-mix)
#### [Countertop card machine Castles Vega Countertop specifications](https://www.cashflows.com/countertop-card-machine)
#### [Mobile card machine Castles Vega 3000 Mobile specifications](https://www.cashflows.com/mobile-card-payment-machine)
#### [Smart POS card machine Castles Saturn 1000 F2 specifications](https://www.cashflows.com/smart-pos-card-machine)
#### [Compare Card Machines Compare our latest card machines](https://www.cashflows.com/compare-card-machines)
- [ Payment Gateway ](https://www.cashflows.com/solutions/online-payments)
#### [Payment Gateway](https://www.cashflows.com/solutions/online-payments)
Start taking payments online today
#### [Hosted Checkout Easy, secure and compliant payments for your website](https://www.cashflows.com/solutions/hosted-checkout)
#### [Virtual Terminal Phone payments made easy for your team](https://www.cashflows.com/solutions/virtual-terminal)
#### [Pay by Link Take card payment on invoices and emails](https://www.cashflows.com/solutions/pay-by-link)
#### [Cashflows Portal Access to your data and payment tools in real-time](https://www.cashflows.com/solutions/cashflows-portal)
#### [Click to Pay The revolutionary digital wallet](https://www.cashflows.com/solutions/click-to-pay)
- [ Fast Onboarding ](https://www.cashflows.com/solutions/fast-onboarding)
#### [Fast Onboarding](https://www.cashflows.com/solutions/fast-onboarding)
A game-changing tool that puts you in control of your customer applications
- [ Omnichannel ](https://www.cashflows.com/solutions/omnichannel)
#### [Omnichannel](https://www.cashflows.com/solutions/omnichannel)
Take payments wherever your customers shop
- [ Cashflows Advance ](https://www.cashflows.com/solutions/cashflows_advance)
#### [Cashflows Advance](https://www.cashflows.com/solutions/cashflows_advance)
Alternative business financing
- [ Solutions for sectors ](https://www.cashflows.com/solutions/solutions-for-sectors)
#### [Solutions for sectors](https://www.cashflows.com/solutions/solutions-for-sectors)
Your industry supported with card payments
#### [Retailer payment systems Retail payment solutions to support your business.](https://www.cashflows.com/solutions/retail)
#### [Insurance payment processing Seamless payment processing for Insurance, Brokers and MGA's.](https://www.cashflows.com/solutions/insurance)
#### [Financial services payment solutions From recurring billing, to payout, we’re ready to support you.](https://www.cashflows.com/solutions/financial-services)
#### [Veterinary payment systems Payments you can trust to help your business grow.](https://www.cashflows.com/solutions/vets)
#### [Dental payment systems Seamless and secure systems for dental payments.](https://www.cashflows.com/dental-payment-systems-cashflows)
- [Partner with us ](https://www.cashflows.com/solutions/partnership-opportunities)
- [Shift ](https://www.cashflows.com/shift)
- About
- Resources
- Support
- [Developers ](https://developer.cashflows.com/)
[ Login ](https://www.cashflows.com/login)
[ Contact sales ](https://www.cashflows.com/contact)
****
- Products
- [
#### Payment Processing
Fast, secure, easy - card processing to support your business
](https://www.cashflows.com/solutions/isv-payments-partner#Payment-Processing)
- [
#### In-Person Payments
All you need for taking card payments in person
](https://www.cashflows.com/solutions/isv-payments-partner#In-Person-Payments)
- [
#### Payment Gateway
Start taking payments online today
](https://www.cashflows.com/solutions/isv-payments-partner#Payment-Gateway)
- [
#### Fast Onboarding
A game-changing tool that puts you in control of your customer applications
](https://www.cashflows.com/solutions/fast-onboarding)
- [
#### Omnichannel
Take payments wherever your customers shop
](https://www.cashflows.com/solutions/isv-payments-partner#Omnichannel)
- [
#### Cashflows Advance
Alternative business financing
](https://www.cashflows.com/solutions/cashflows_advance)
- [
#### Solutions for sectors
Your industry supported with card payments
](https://www.cashflows.com/solutions/isv-payments-partner#Solutions-for-sectors)
- Partner with us
- Shift
- About
- Resources
- Support
- [Developers ](https://developer.cashflows.com/)
[ Login ](https://www.cashflows.com/login)
[ Contact sales ](https://www.cashflows.com/contact)
Back
[
#### Payment Processing
Fast, secure, easy - card processing to support your business
](https://www.cashflows.com/solutions/payment-processing)
##### Features
#### [Anytime Settlement Get access to your funds within hours](https://www.cashflows.com/solutions/anytime-settlement)
#### [Account Updater Automatically update lost or stolen card details](https://www.cashflows.com/solutions/account-updater)
#### [Direct Send Pay out to card in minutes](https://www.cashflows.com/solutions/instant-payout)
#### [3D Secure V2.2 Get ready for two-factor authentication](https://www.cashflows.com/solutions/3d-secure)
#### [Network Tokens Revolutionizing digital transactions](https://www.cashflows.com/solutions/network-tokens)
Back
[
#### In-Person Payments
All you need for taking card payments in person
](https://www.cashflows.com/solutions/point-of-sale)
##### Features
#### [SUNMI P3 Seamless, secure and speedy payments](https://www.cashflows.com/solutions/sunmi-p3)
#### [SUNMI P2 SE Smart POS with the power of Android](https://www.cashflows.com/solutions/sunmi-p2-se)
#### [SUNMI P3 Mix All-in-one POS solution for business](https://www.cashflows.com/solutions/sunmi-p3-mix)
#### [Countertop card machine Castles Vega Countertop specifications](https://www.cashflows.com/countertop-card-machine)
#### [Mobile card machine Castles Vega 3000 Mobile specifications](https://www.cashflows.com/mobile-card-payment-machine)
#### [Smart POS card machine Castles Saturn 1000 F2 specifications](https://www.cashflows.com/smart-pos-card-machine)
#### [Compare Card Machines Compare our latest card machines](https://www.cashflows.com/compare-card-machines)
Back
[
#### Payment Gateway
Start taking payments online today
](https://www.cashflows.com/solutions/online-payments)
##### Features
#### [Hosted Checkout Easy, secure and compliant payments for your website](https://www.cashflows.com/solutions/hosted-checkout)
#### [Virtual Terminal Phone payments made easy for your team](https://www.cashflows.com/solutions/virtual-terminal)
#### [Pay by Link Take card payment on invoices and emails](https://www.cashflows.com/solutions/pay-by-link)
#### [Cashflows Portal Access to your data and payment tools in real-time](https://www.cashflows.com/solutions/cashflows-portal)
#### [Click to Pay The revolutionary digital wallet](https://www.cashflows.com/solutions/click-to-pay)
Back
[
#### Fast Onboarding
A game-changing tool that puts you in control of your customer applications
](https://www.cashflows.com/solutions/fast-onboarding)
Back
[
#### Omnichannel
Take payments wherever your customers shop
](https://www.cashflows.com/solutions/omnichannel)
##### Features
Back
[
#### Cashflows Advance
Alternative business financing
](https://www.cashflows.com/solutions/cashflows_advance)
Back
[
#### Solutions for sectors
Your industry supported with card payments
](https://www.cashflows.com/solutions/solutions-for-sectors)
##### Features
#### [Retailer payment systems Retail payment solutions to support your business.](https://www.cashflows.com/solutions/retail)
#### [Insurance payment processing Seamless payment processing for Insurance, Brokers and MGA's.](https://www.cashflows.com/solutions/insurance)
#### [Financial services payment solutions From recurring billing, to payout, we’re ready to support you.](https://www.cashflows.com/solutions/financial-services)
#### [Veterinary payment systems Payments you can trust to help your business grow.](https://www.cashflows.com/solutions/vets)
#### [Dental payment systems Seamless and secure systems for dental payments.](https://www.cashflows.com/dental-payment-systems-cashflows)
## ISV Payments Partnership
Partnering with Cashflows enables the businesses using your platform or services to accept payments simply, securely, and reliably, creating seamless customer experiences. Whether you build software or eCommerce systems for retailers, financial services, or other business types, we can help you to help your clients.
###### Speak to us today
###### **03300244604**
###### Monday to Friday, 9am to 5pm
[ Call me back ](https://www.cashflows.com/contact/partner)
[Trustpilot](https://uk.trustpilot.com/review/www.three.co.uk)
#### A payment gateway your
merchants can trust
Our online payment gateway comes with everything your merchants need to reach more customers and deliver a seamless experience.
Easy to use, fully secure and completely customisable, this is hosted payments with a difference. With Apple Pay, Google Pay and PayPal as well as card, your merchants customers can pay how they like.
#### Easy payment integration with your software
We provide simple integrations through out rest APIs, providing a structured and consistent way using JavaScript Object Notation (JSON) for you to send requests to our payment gateway. Our API uses standard HTTP response codes and familiar verbs, ensuring development remains simple and consistent.
[ View API Documentation ](https://developer.cashflows.com/api_reference/api_reference_overview.html)
##### Partner focused
Dedicated relationship managers who will focus on growing your business and our relationship together. Plus flexible commercial models, designed to help you win more business.
##### Get customers set up rapidly with Fast Onboarding
With our Fast Onboarding tool, over 80% of customers are boarded within 24 hours of submitting an application.
##### Excellent
Customer Service
Excellent Customer Service. We all know technology can sometimes be frustrating. At Cashflows, we pride ourselves on amazing customer service when it matters.
##### Interchange++ and blended pricing
Interchange++ and blended pricingWe offer a choice of pricing options, blended or Interchange ++. Different pricing models can help to win a wider-range of merchants – large and small.
##### Plug-ins with the industry’s big tech players
We’ve built partnerships with some of the most innovative companies. Help your customers integrate with platforms such as WooCommerce, BigCommerce, Magento and Opencart.
##### All major payment methods
All major payment methodsWe support all major payment methods including Visa, Mastercard, Apple Pay, and Google Pay so your merchants never miss a sale.
#### Enhance your payment processing experience with Cashflows
Cashflows solutions and services offer convenience and simplicity and are communicated in clear and accessible language with absolutely no jargon or payments speak. Our organisation and our people are ethical, friendly, and helpful at every interaction.
Businesses choose Cashflows for our collaborative, people-driven approach to relationships and our dedication to improving customer experience.
[ Partner with Cashflows ](https://www.cashflows.com/contact/partner)
#### Your customers are in safe hands
We take great pride in looking after your customers with the same respect and care as you do, while always acknowledging their primary relationship with you as their software provider.
Our aim is to solve our customers' everyday problems, make their lives easier, and support them to achieve their business goals.
### Some of our existing integrations include
*"Cashflows worked with flexibility and dedication, collaborating closely to produce a payments solution that was perfect for our customers. We were fully supported as we moved to a new way of integrating and now have the payments tool to future-proof our business."*
**- Deputy Group Head of IT, Markerstudy Group**
“Cashflows have been a preferred payment partner of floristPro websites for many years. We have been impressed with Cashflows' personal customer service and payment technology, which ensures our customers have reliable online payments - essential for any retailer and vital for the future.”
**- Tim Teasel, Managing Director, floristPro**
## You choose how you want to partner
We can support you whether you want to refer your customers to us for payments provision, or to sell and own the payments element of your own customer offering.
[ Become a payments partner ](https://www.cashflows.com/contact/partner?hsCtaTracking=aa1f9774-267e-4dbe-9c81-0c6ba4c5e378%7C5e509f14-b45e-4e5e-9949-1f8f9b5f3a40)
### FAQs
### How do I qualify for this advance?
Through our partnership with Recap, we bring you Cashflows Advance. This advance is a pre-approved offering, based off your daily card revenue. We analyse your anonymous financial data and if you are eligible, you will be made an offer. Once you receive your offer (via email or text,) you will need to complete Recap’s quick and easy user journey to finalise your details and accept the funding. No additional paperwork or hassle.
Typically, you need to meet the following minimum criteria to be considered for an offer:
1. You are an active business with healthy turnover.
2. You’ve been trading for a minimum of 6 months.
3. Your turnover is at least £1,500 per month.
### What can I do with this advance?
That answer is simple; whatever you please. But in case you’re unsure, here are some ideas:
- Increase cash flow
- Renovate or expand your premises
- Purchase more stock
- Hire more staff
- Upgrade equipment
- Increase marketing activities
- Improve your website
- Expand the markets or sectors you are operating in
- As a credit facility
### Do you require collateral?
No collateral is required. This is not like a normal bank loan; it is unrestricted and unsecured. Meaning that you do not have to pledge any assets to be eligible for this product.
**What is collateral? **
Collateral is an asset (something with value such as a house, car, jewellery) that a borrower pledges as security against a loan.
### Why choose Cashflows Advance?
- This advance is offered through your already trusted platform, Cashflows
- You can receive the funding Same day or 24 hours
- Your advance is made to fit the needs of your business to help you scale, grow or secure your business
### How are fees calculated?
The one-off fee is calculated depending on the advance amount and the estimated term, which are chosen during the application process.
Estimated Term – A “term” is the repayment period for a loan or other credit product.
Since your payments are linked to your sales (Remember, there are no fixed monthly payments!), your term will change (get longer or shorter) depending on how you trade. If you trade down for a month, and make less sales, you will pay back less, which means you will take longer to pay back the advance (increasing the term).
### What is a pre-approved offer?
Each offer has already been calculated using anonymous financial data from Cashflows. This means that your offer is pretty much guaranteed. There will be no changes to your offer amount unless you would like to take a smaller advance or adjust your term during the application process.
### Can I really get this advance in just a day or two?
Yes! Your advance could be in your account in as little as 24 hours!
### Do you allow early settlements?
Yes, we do allow early settlements and merchants can receive a discount on the initial fee too. The majority of merchants prefer to keep their advance facility open and benefit from access to a revolving funding facility.
### Do I pay interest?
No, the fee on the advance is calculated upfront as a percentage of the advance value. This fee is fixed and there are no hidden fees or extra costs.
### Am I able to access more funding?
Once merchants obtain initial funding, the process of obtaining additional funding becomes even easier. Cashflows offers re-advances once a certain amount of the current advance has been paid back. As soon as your re-advance is available, you will be contacted.
## Our customer reviews
[Trustpilot](https://uk.trustpilot.com/review/cashflows.com)
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Typically, you need to meet the following minimum criteria to be considered for an offer:
- You are an active business with healthy turnover.
- You’ve been trading for a minimum of 6 months.
- Your turnover is at least £1,500 per month.
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- Increase cash flow
- Renovate or expand your premises
- Purchase more stock
- Hire more staff
- Upgrade equipment
- Increase marketing activities
- Improve your website
- Expand the markets or sectors you are operating in
- As a credit facility
"
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What is collateral?
Collateral is an asset (something with value such as a house, car, jewellery) that a borrower pledges as security against a loan.
"
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- This advance is offered through your already trusted platform, Cashflows
- You can receive the funding Same day or 24 hours
- Your advance is made to fit the needs of your business to help you scale, grow or secure your business
"
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Estimated Term – A “term” is the repayment period for a loan or other credit product.
Since your payments are linked to your sales (Remember, there are no fixed monthly payments!), your term will change (get longer or shorter) depending on how you trade. If you trade down for a month, and make less sales, you will pay back less, which means you will take longer to pay back the advance (increasing the term).
"
}
},
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"@type": "Question",
"name": "What is a pre-approved offer? ",
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"@type": "Answer",
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"
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"
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"@type": "Answer",
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"
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"@type": "Question",
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"
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"
}
}
]
}
```