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Scheme fees

The Card Schemes charge a fee to the acquirer for using their network to process a transaction, this is known as a 'Scheme Fee'. Scheme Fees are typically lower than Interchange and are made up of a percentage of the value of transaction and/or a pence per clearing charge as shown below:

Fees are indicative only. The Scheme Fees applied to your statements may vary.

Visa scheme fees

Scheme Fee Type Cost
Domestic - Debit - Ecommerce 0.02% + € 0.0644
Domestic - Debit - Ecommerce & Recurring 0.0347% + € 0.0504
Domestic - Debit - MOTO 0.02% + € 0.4863
Domestic - Credit - Ecommerce 0.024% + € 0.0729
Domestic - Credit - Ecommerce & Recurring 0.0387% + € 0.0378
Domestic - Credit - MOTO 0.024% + € 0.6288
Regional - Debit - Ecommerce 0.02% + € 0.0546
Regional - Debit - Ecommerce & Recurring 0.0347% + € 0.047
Regional - Debit - MOTO 0.02% + € 0.0758
Regional - Credit - Ecommerce 0.024% + € 0.0657
Regional - Credit - Ecommerce & Recurring 0.0387% + € 0.0476
Regional - Credit - MOTO 0.024% + € 0.086
International - Debit - Ecommerce 0.86% + € 0.1586
International - Debit - Ecommerce & Recurring 0.8747% + € 0.1414
International - Debit - MOTO 0.86% + € 0.1472
International - Credit - Ecommerce 0.864% + € 0.1874
International - Credit - Ecommerce & Recurring 0.8787% + € 0.1412
International - Credit - MOTO 0.864% + € 0.1701

 

Mastercard scheme fees

Scheme Fee Type Cost
Domestic 0.0646% + € 0.0815
Regional 0.1696% + € 0.1856
International 0.5396% + € 0.1459

 

AMEX scheme fees

Transaction Currency Cost
GBP 2.80%
USD 3.55%
EUR 3.50%
AUD 2.95%
HKD 3.45%
JPY 4.00%
NZD 3.10%
SGD 3.40%
Other 4.00%