--- title: Cashflows Home Page | Payments Perfected by People description: Simple payment solutions for smart businesses. We give you an entire payments ecosystem built around what you need and nothing you don't. Putting you back in control. Speak to Cashflows today. --- [![blue_logo](https://www.cashflows.com/hs-fs/hubfs/Blog%20images/Blog%20Images%202021/blue_logo.png?width=143&height=26&name=blue_logo.png) ](https://www.cashflows.com) - Products - [ Payment Processing ](https://www.cashflows.com/solutions/payment-processing) ![payment-processing-icon](https://www.cashflows.com/hubfs/Solution%20Menu%20Imagery/payment-processing-icon.svg) #### [Payment Processing](https://www.cashflows.com/solutions/payment-processing) Fast, secure, easy - card processing to support your business #### [Anytime Settlement Get access to your funds within hours](https://www.cashflows.com/solutions/anytime-settlement) #### [Account Updater Automatically update lost or stolen card details](https://www.cashflows.com/solutions/account-updater) #### [Direct Send Pay out to card in minutes](https://www.cashflows.com/solutions/instant-payout) #### [3D Secure V2.2 Get ready for two-factor authentication](https://www.cashflows.com/solutions/3d-secure) #### [Network Tokens Revolutionizing digital transactions](https://www.cashflows.com/solutions/network-tokens) - [ In-Person Payments ](https://www.cashflows.com/solutions/point-of-sale) ![payments-in-person-icon](https://www.cashflows.com/hubfs/Solution%20Menu%20Imagery/payments-in-person-icon.svg) #### [In-Person Payments](https://www.cashflows.com/solutions/point-of-sale) All you need for taking card payments in person #### [SUNMI P3 Seamless, secure and speedy payments](https://www.cashflows.com/solutions/sunmi-p3) #### [SUNMI P2 SE Smart POS with the power of Android](https://www.cashflows.com/solutions/sunmi-p2-se) #### [SUNMI P3 Mix All-in-one POS solution for business](https://www.cashflows.com/solutions/sunmi-p3-mix) #### [Countertop card machine Castles Vega Countertop specifications](https://www.cashflows.com/countertop-card-machine) #### [Mobile card machine Castles Vega 3000 Mobile specifications](https://www.cashflows.com/mobile-card-payment-machine) #### [Smart POS card machine Castles Saturn 1000 F2 specifications](https://www.cashflows.com/smart-pos-card-machine) #### [Compare Card Machines Compare our latest card machines](https://www.cashflows.com/compare-card-machines) - [ Payment Gateway ](https://www.cashflows.com/solutions/online-payments) ![online-payments-icon](https://www.cashflows.com/hubfs/Solution%20Menu%20Imagery/online-payments-icon.svg) #### [Payment Gateway](https://www.cashflows.com/solutions/online-payments) Start taking payments online today #### [Hosted Checkout Easy, secure and compliant payments for your website](https://www.cashflows.com/solutions/hosted-checkout) #### [Virtual Terminal Phone payments made easy for your team](https://www.cashflows.com/solutions/virtual-terminal) #### [Pay by Link Take card payment on invoices and emails](https://www.cashflows.com/solutions/pay-by-link) #### [Cashflows Portal Access to your data and payment tools in real-time](https://www.cashflows.com/solutions/cashflows-portal) #### [Click to Pay The revolutionary digital wallet](https://www.cashflows.com/solutions/click-to-pay) - [ Fast Onboarding ](https://www.cashflows.com/solutions/fast-onboarding) ![CF NAV - Faster Customer Onboarding 2024](https://www.cashflows.com/hubfs/Icons/CF%20NAV%20-%20Faster%20Customer%20Onboarding%202024.svg) #### [Fast Onboarding](https://www.cashflows.com/solutions/fast-onboarding) A game-changing tool that puts you in control of your customer applications - [ Omnichannel ](https://www.cashflows.com/solutions/omnichannel) ![omnichannel-icon](https://www.cashflows.com/hubfs/Solution%20Menu%20Imagery/omnichannel-icon.svg) #### [Omnichannel](https://www.cashflows.com/solutions/omnichannel) Take payments wherever your customers shop - [ Cashflows Advance ](https://www.cashflows.com/solutions/cashflows_advance) ![Cashflows Advance](https://www.cashflows.com/hubfs/Cashflows%20Advance.svg) #### [Cashflows Advance](https://www.cashflows.com/solutions/cashflows_advance) Alternative business financing - [ Solutions for sectors ](https://www.cashflows.com/solutions/solutions-for-sectors) ![CF NAV - Solutions for Sectors 2024](https://www.cashflows.com/hubfs/Icons/CF%20NAV%20-%20Solutions%20for%20Sectors%202024.svg) #### [Solutions for sectors](https://www.cashflows.com/solutions/solutions-for-sectors) Your industry supported with card payments #### [Retailer payment systems Retail payment solutions to support your business.](https://www.cashflows.com/solutions/retail) #### [Insurance payment processing Seamless payment processing for Insurance, Brokers and MGA's.](https://www.cashflows.com/solutions/insurance) #### [Financial services payment solutions From recurring billing, to payout, we’re ready to support you.](https://www.cashflows.com/solutions/financial-services) #### [Veterinary payment systems Payments you can trust to help your business grow.](https://www.cashflows.com/solutions/vets) #### [Dental payment systems Seamless and secure systems for dental payments.](https://www.cashflows.com/dental-payment-systems-cashflows) - [Partner with us ](https://www.cashflows.com/solutions/partnership-opportunities) - [Shift ](https://www.cashflows.com/shift) - About - Resources - Support - [Developers ](https://developer.cashflows.com/) [ Login ](https://www.cashflows.com/login) [ Contact sales ](https://www.cashflows.com/contact) **** - Products - [![payment-processing-icon](https://www.cashflows.com/hubfs/Solution%20Menu%20Imagery/payment-processing-icon.svg) #### Payment Processing Fast, secure, easy - card processing to support your business ](https://www.cashflows.com/home-test-for#Payment-Processing) - [![payments-in-person-icon](https://www.cashflows.com/hubfs/Solution%20Menu%20Imagery/payments-in-person-icon.svg) #### In-Person Payments All you need for taking card payments in person ](https://www.cashflows.com/home-test-for#In-Person-Payments) - [![online-payments-icon](https://www.cashflows.com/hubfs/Solution%20Menu%20Imagery/online-payments-icon.svg) #### Payment Gateway Start taking payments online today ](https://www.cashflows.com/home-test-for#Payment-Gateway) - [![CF NAV - Faster Customer Onboarding 2024](https://www.cashflows.com/hubfs/Icons/CF%20NAV%20-%20Faster%20Customer%20Onboarding%202024.svg) #### Fast Onboarding A game-changing tool that puts you in control of your customer applications ](https://www.cashflows.com/solutions/fast-onboarding) - [![omnichannel-icon](https://www.cashflows.com/hubfs/Solution%20Menu%20Imagery/omnichannel-icon.svg) #### Omnichannel Take payments wherever your customers shop ](https://www.cashflows.com/home-test-for#Omnichannel) - [![Cashflows Advance](https://www.cashflows.com/hubfs/Cashflows%20Advance.svg) #### Cashflows Advance Alternative business financing ](https://www.cashflows.com/solutions/cashflows_advance) - [![CF NAV - Solutions for Sectors 2024](https://www.cashflows.com/hubfs/Icons/CF%20NAV%20-%20Solutions%20for%20Sectors%202024.svg) #### Solutions for sectors Your industry supported with card payments ](https://www.cashflows.com/home-test-for#Solutions-for-sectors) - Partner with us - Shift - About - Resources - Support - [Developers ](https://developer.cashflows.com/) [ Login ](https://www.cashflows.com/login) [ Contact sales ](https://www.cashflows.com/contact) Back [![payment-processing-icon](https://www.cashflows.com/hubfs/Solution%20Menu%20Imagery/payment-processing-icon.svg) #### Payment Processing Fast, secure, easy - card processing to support your business ](https://www.cashflows.com/solutions/payment-processing) ##### Features #### [Anytime Settlement Get access to your funds within hours](https://www.cashflows.com/solutions/anytime-settlement) #### [Account Updater Automatically update lost or stolen card details](https://www.cashflows.com/solutions/account-updater) #### [Direct Send Pay out to card in minutes](https://www.cashflows.com/solutions/instant-payout) #### [3D Secure V2.2 Get ready for two-factor authentication](https://www.cashflows.com/solutions/3d-secure) #### [Network Tokens Revolutionizing digital transactions](https://www.cashflows.com/solutions/network-tokens) Back [![payments-in-person-icon](https://www.cashflows.com/hubfs/Solution%20Menu%20Imagery/payments-in-person-icon.svg) #### In-Person Payments All you need for taking card payments in person ](https://www.cashflows.com/solutions/point-of-sale) ##### Features #### [SUNMI P3 Seamless, secure and speedy payments](https://www.cashflows.com/solutions/sunmi-p3) #### [SUNMI P2 SE Smart POS with the power of Android](https://www.cashflows.com/solutions/sunmi-p2-se) #### [SUNMI P3 Mix All-in-one POS solution for business](https://www.cashflows.com/solutions/sunmi-p3-mix) #### [Countertop card machine Castles Vega Countertop specifications](https://www.cashflows.com/countertop-card-machine) #### [Mobile card machine Castles Vega 3000 Mobile specifications](https://www.cashflows.com/mobile-card-payment-machine) #### [Smart POS card machine Castles Saturn 1000 F2 specifications](https://www.cashflows.com/smart-pos-card-machine) #### [Compare Card Machines Compare our latest card machines](https://www.cashflows.com/compare-card-machines) Back [![online-payments-icon](https://www.cashflows.com/hubfs/Solution%20Menu%20Imagery/online-payments-icon.svg) #### Payment Gateway Start taking payments online today ](https://www.cashflows.com/solutions/online-payments) ##### Features #### [Hosted Checkout Easy, secure and compliant payments for your website](https://www.cashflows.com/solutions/hosted-checkout) #### [Virtual Terminal Phone payments made easy for your team](https://www.cashflows.com/solutions/virtual-terminal) #### [Pay by Link Take card payment on invoices and emails](https://www.cashflows.com/solutions/pay-by-link) #### [Cashflows Portal Access to your data and payment tools in real-time](https://www.cashflows.com/solutions/cashflows-portal) #### [Click to Pay The revolutionary digital wallet](https://www.cashflows.com/solutions/click-to-pay) Back [![CF NAV - Faster Customer Onboarding 2024](https://www.cashflows.com/hubfs/Icons/CF%20NAV%20-%20Faster%20Customer%20Onboarding%202024.svg) #### Fast Onboarding A game-changing tool that puts you in control of your customer applications ](https://www.cashflows.com/solutions/fast-onboarding) Back [![omnichannel-icon](https://www.cashflows.com/hubfs/Solution%20Menu%20Imagery/omnichannel-icon.svg) #### Omnichannel Take payments wherever your customers shop ](https://www.cashflows.com/solutions/omnichannel) ##### Features Back [![Cashflows Advance](https://www.cashflows.com/hubfs/Cashflows%20Advance.svg) #### Cashflows Advance Alternative business financing ](https://www.cashflows.com/solutions/cashflows_advance) Back [![CF NAV - Solutions for Sectors 2024](https://www.cashflows.com/hubfs/Icons/CF%20NAV%20-%20Solutions%20for%20Sectors%202024.svg) #### Solutions for sectors Your industry supported with card payments ](https://www.cashflows.com/solutions/solutions-for-sectors) ##### Features #### [Retailer payment systems Retail payment solutions to support your business.](https://www.cashflows.com/solutions/retail) #### [Insurance payment processing Seamless payment processing for Insurance, Brokers and MGA's.](https://www.cashflows.com/solutions/insurance) #### [Financial services payment solutions From recurring billing, to payout, we’re ready to support you.](https://www.cashflows.com/solutions/financial-services) #### [Veterinary payment systems Payments you can trust to help your business grow.](https://www.cashflows.com/solutions/vets) #### [Dental payment systems Seamless and secure systems for dental payments.](https://www.cashflows.com/dental-payment-systems-cashflows) ![BackGroundAnimatedMobile](https://www.cashflows.com/hubfs/BackGroundAnimatedMobile.gif) ![BackGroundAnimatedMobile](https://www.cashflows.com/hubfs/BackGroundAnimatedMobile1.png) # Payments perfected by people [ Contact sales ](https://www.cashflows.com/contact) [ Become a partner ](https://www.cashflows.com/solutions/partnership-opportunities) [Trustpilot](https://www.trustpilot.com/review/cashflows.com) ## Keeping some of the biggest names secure and in control of their payment needs ![VFX-removebg-preview](https://www.cashflows.com/hubfs/VFX-removebg-preview.webp) ![Marker-removebg-preview](https://www.cashflows.com/hubfs/Marker-removebg-preview.png) ![Zilch](https://www.cashflows.com/hubfs/Zilch.png) ![wine](https://www.cashflows.com/hubfs/wine.png) ![Shookbook](https://www.cashflows.com/hubfs/Shookbook.png) ![VFX-removebg-preview](https://www.cashflows.com/hubfs/VFX-removebg-preview.webp) ![Marker-removebg-preview](https://www.cashflows.com/hubfs/Marker-removebg-preview.png) ![Zilch](https://www.cashflows.com/hubfs/Zilch.png) ![wine](https://www.cashflows.com/hubfs/wine.png) ![Shookbook](https://www.cashflows.com/hubfs/Shookbook.png) ## Seamless payments, wherever you need Whether you want to accept payments online or in-person, we provide a range solutions to keep your business flowing. ![Asset 1-2](https://www.cashflows.com/hubfs/Asset%201-2.png "Asset 1-2") - Online - In-person - Partner with us ### Online Our simple to integrate and reliable online payments gateway, designed to give your customers a seamless payments experience. [ Online payment gateway ](https://www.cashflows.com/solutions/online-payments) ![ImageTabber](https://www.cashflows.com/hs-fs/hubfs/ImageTabber.png?width=1723&height=1143&name=ImageTabber.png) ![ImageTabberMobile](https://www.cashflows.com/hs-fs/hubfs/ImageTabberMobile.png?width=528&height=770&name=ImageTabberMobile.png) ### In-person Create flawless in-person customer experiences that help your business to stand out. [ Compare card machines ](https://www.cashflows.com/compare-card-machines) ![AdobeStock_352140857-1](https://www.cashflows.com/hs-fs/hubfs/AdobeStock_352140857-1.jpeg?width=700&height=467&name=AdobeStock_352140857-1.jpeg) ![Tabber-image2](https://www.cashflows.com/hs-fs/hubfs/Tabber-image2.webp?width=528&height=770&name=Tabber-image2.webp) ### Payments partnerships built for success Unlock your business potential. We work with a range of partners to provide simple, effective payments to their customers, helping them to make sales and to grow. [ Partnerships ](https://www.cashflows.com/solutions/partnership-opportunities) ![Partner - Meeting Shaking hands](https://www.cashflows.com/hs-fs/hubfs/Partner%20-%20Meeting%20Shaking%20hands.jpeg?width=700&height=469&name=Partner%20-%20Meeting%20Shaking%20hands.jpeg) ![Partner-Meeting-ShakingMobile](https://www.cashflows.com/hs-fs/hubfs/Partner-Meeting-ShakingMobile.webp?width=528&height=770&name=Partner-Meeting-ShakingMobile.webp) #### Features that will set your mind at ease ![Icon](https://www.cashflows.com/hubfs/Icon.png) ##### Send payments in minutes Send real-time payments straight to Visa card accounts, and pay your customers and suppliers in minutes. Take the hassle out of payouts and improve your customer satisfaction. [ Instant Payout ](https://www.cashflows.com/solutions/instant-payout) ![Icon (2)](https://www.cashflows.com/hubfs/Icon%20(2).svg) ##### Fast Onboarding We process over 80% of applications inside 24 hours, meaning you get set up quickly with the minimum of fuss. [ Speak to us about Fast Onboarding ](https://www.cashflows.com/contact) ![Icon (3)](https://www.cashflows.com/hubfs/Icon%20(3).svg) ##### Make it easy for repeat customers For subscriptions, memberships, and recurring payments, there’s no need to chase details for lost or expired cards. Reduce declines, save admin, and keep your customers loyal. [ Account updater ](https://www.cashflows.com/solutions/account-updater) # Payments perfected by people [ Contact sales ](https://www.cashflows.com/home-test-for#cashflows-solutions-section) [ Contact sales ](https://www.cashflows.com/home-test-for#cashflows-solutions-section) [Trustpilot](https://uk.trustpilot.com/review/cashflows.com) ## All your data in one place Intuitive, feature-rich, and flexible. Cashflows Go is your online portal, where you can manage your payments and access data from all channels via an easy-to-use interface. [ Cashflows Go ](https://www.cashflows.com/solutions/cashflows-go) [ Cashflows Go ](https://www.cashflows.com/solutions/cashflows-go) ### Latest insight ![](https://www.cashflows.com/hubfs/IPP%20Blog.jpg) [In-person Payments](https://www.cashflows.com/news-and-announcements) [Insights](https://www.cashflows.com/news-and-announcements) [Selecting the best payment terminal for your business](https://www.cashflows.com/blog/in-person-payments-made-easy) In-Person Payments Made Easy "When selecting a terminal for processing payments in your business, there are several factors to consider to ensure you ... 02 Jul 2025• 5 min ## Partnering for growth [ Become a partner ](https://www.cashflows.com/solutions/partnership-opportunities) #### Developer resources We provide simple integrations through our rest APIs, using JavaScript Object Notation (JSON) to provide a structured and consistent way for you to send requests to our payment gateway. ![Image-whole](https://www.cashflows.com/hubfs/Image-whole.png) ###### Connect with powerful APIs Our API uses standard HTTP response codes and familiar verbs, ensuring development remains simple and consistent. [ See our Gateway API documentation ](https://developer.cashflows.com/api-details#api=PaymentGateway) [ Developer support ](https://developer.cashflows.com/) ![MobileScrool](https://www.cashflows.com/hubfs/MobileScrool.png) ###### Connect with powerful APIs Our API uses standard HTTP response codes and familiar verbs, ensuring development remains simple and consistent. [ See our Gateway API documentation ](https://developer.cashflows.com/api-details#api=PaymentGateway) [ Developer support ](https://developer.cashflows.com/) ## We support all major payment methods We offer Visa, Mastercard, American Express, Apple Pay, Google Pay, PayPal, or Samsung Pay, so your customers can choose how they want to pay. ![visa-logo](https://www.cashflows.com/hubfs/visa-logo.svg) ![Mastercard](https://www.cashflows.com/hubfs/Mastercard.svg) ![AXP_BlueBoxLogo_Alternate_REGULARscale_RGB_DIGITAL_700x700 1](https://www.cashflows.com/hubfs/AXP_BlueBoxLogo_Alternate_REGULARscale_RGB_DIGITAL_700x700%201.svg) ![PayPal](https://www.cashflows.com/hubfs/PayPal.svg) ![GooglePay](https://www.cashflows.com/hubfs/GooglePay.svg) ![ApplePay](https://www.cashflows.com/hubfs/ApplePay.svg) ### We help businesses flourish [ See all our success stories ](https://www.cashflows.com/case-study) #### Perfecting customer experiences with Acquired.com "We wanted to work with a payments partner that we could grow alongside and would take the time to truly learn about and understand our business and our customers. We have received amazing support from the Cashflows team,..."   **[Acquired.com](https://www.cashflows.com/case-studies/delivering-seamless-boarding-experiences)** Business: Payments & Treasury Services 75% Reduction in time to decision for application processing. [ View case study ](https://www.cashflows.com/case-studies/delivering-seamless-boarding-experiences) ![Acquired.com case study image square](https://www.cashflows.com/hubfs/Acquired.com%20case%20study%20image%20square.jpg) [ View case study ](https://www.cashflows.com/case-studies/delivering-seamless-boarding-experiences) ![Splitpay v1](https://www.cashflows.com/hubfs/Splitpay%20v1.jpeg) #### Buy now pay later finance made easy for SplitPay "With Cashflows, we have a true partnership. Our suggestions and concerns are always taken seriously and addressed, leading to positive mutual developments. We have been delighted with the level of support we have experienced, and the team resolves any issues very promptly. . . ." **SplitPay** Business: Financial Services 70 Companies live and transacting [ View case study ](https://www.cashflows.com/case-studies/splitpay?hsCtaTracking=f4509140-5d44-47d2-b878-3068f684706a%7Cf0b5ec36-1f97-4dfc-b339-714548e92e04) ![Splitpay v1](https://www.cashflows.com/hubfs/Splitpay%20v1.jpeg) [ View case study ](https://www.cashflows.com/case-studies/splitpay?hsCtaTracking=f4509140-5d44-47d2-b878-3068f684706a%7Cf0b5ec36-1f97-4dfc-b339-714548e92e04) #### Enabling opportunity for CASH4UNOW with Anytime Settlement "As a loan supplier, we use more than one payments provider to reduce risk. Currently 60% of our business goes through Cashflows, demonstrating the trust we have in our partnership and the incredible service that they have provided us. . . . .” **CASH4UNOW ** Business: Consumer lending 75% cost saving in processing costs with Cashflows [ View case study ](https://www.cashflows.com/case-studies/cash4unow?hsCtaTracking=d7d0a82b-a7c5-4fb4-abfe-520f695bcacb%7Ce332ac81-57ab-49dd-94ac-31d9c8c994aa) ![CASH4UNOW](https://www.cashflows.com/hubfs/CASH4UNOW.jpg) [ View case study ](https://www.cashflows.com/case-studies/cash4unow?hsCtaTracking=d7d0a82b-a7c5-4fb4-abfe-520f695bcacb%7Ce332ac81-57ab-49dd-94ac-31d9c8c994aa) [ See all our success stories ](https://www.cashflows.com/case-study) ### Not sure what you need? ![AdobeStock_236302629](https://www.cashflows.com/hubfs/Web%20Images/AdobeStock_236302629.jpg) For retailers From ecommerce, to grocery, to furniture and household, we’ve got solutions to support your business. [ Retail payment solutions ](https://www.cashflows.com/solutions/retail) ![AdobeStock_192825974](https://www.cashflows.com/hubfs/Web%20Images/AdobeStock_192825974.jpg) For financial services Financial services businesses have a range of specific needs. From recurring billing to payout, we’re ready to support you and your customers. [ Financial services payment solutions ](https://www.cashflows.com/solutions/financial-services) ![AdobeStock_484735035-1](https://www.cashflows.com/hubfs/AdobeStock_484735035-1.jpeg) For insurance providers When operating in a competitive industry, like insurance, that is data driven and doing more and more to improve customer experiences, your payments can offer you an edge. [ Insurance payment processing ](https://www.cashflows.com/solutions/insurance) #### Knowledge [View all](https://www.cashflows.com/blog) ![Artificial Intelligence. It's not just the future, it's here and now.](https://www.cashflows.com/hubfs/AI%20post.jpg) [Artificial Intelligence. It's not just the future, it's here and now.](https://www.cashflows.com/blog/artificial-intelligence.-less-future-more-here-and-now) 30 Nov 2023• 5 min [Insights](https://www.cashflows.com/news-and-announcements) [Featured](https://www.cashflows.com/news-and-announcements) ![Cashflows Advance launches to meet demand for flexible, fixed-fee business funding](https://www.cashflows.com/hubfs/Recap%20press%20release.jpg) [Cashflows Advance launches to meet demand for flexible, fixed-fee business funding](https://www.cashflows.com/media/cashflows-advance-launches-to-meet-demand-for-flexible-fixed-fee-business-funding) 23 Nov 2023• 5 min [press release](https://www.cashflows.com/news-and-announcements) [Press](https://www.cashflows.com/news-and-announcements) [Featured](https://www.cashflows.com/news-and-announcements) ![Busting the myths around omnichannel](https://www.cashflows.com/hubfs/Busting%20the%20myths%20behind%20omnichannel.jpg) [Busting the myths around omnichannel](https://www.cashflows.com/blog/busting-the-myths-around-omnichannel) 09 Nov 2023• 5 min [Insights](https://www.cashflows.com/news-and-announcements) [Featured](https://www.cashflows.com/news-and-announcements) [omnichannel](https://www.cashflows.com/news-and-announcements)